Debt Restructuring Done Right !

Our hands on client approach will leave you feeling well supported. We ensure you are taken care of when it comes to resolving your debts and becoming financially free.

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More About Viva

Immediate Debt Relief

Reduced Monthly Repayment

All Living Expenses Covered

Protection From Legal Action

Viva Debt Management

Struggling with debt? Get the help you need today.

VIVA is a specialised debt management company assisting individuals throughout South Africa having difficulty meeting their monthly financial obligations. We understand the overwhelming and suffocating feeling of being in debt, the constant calls and threats from creditors. Do not despair, there is a solution.

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Why Choose us?

1. Personal Attention

You are not just a number to us. Our team is here to personally assist and provide relevant updates.

2. Expert advice

We have the experience and are supported by the best Attorneys in the industry.

3. Lower Repayments

Our team negotiates the lowest interest and repayments for you, which unlocks cash for living expenses.

4. Legally Protected

Decreases the risk of summons and repossession of your assets.

Our Process

Take the first step to financial freedom

Let us help you manage your debt and achieve your financial goals

Request a call back

Our Debt Restructuring Process

Debt relief, one step at a time.

Step 1 - Your Free Assessment

Simply complete the online application form. Our consultants will assist you throughout the process.

Step 2 - Reduced Monthly Payment

We assess your circumstances and create a reduced payment plan specifically structured to what you can afford to pay. Our team will negotiate the best repayments on your behalf.

Step 3 - Immediate Protection

You will be formally placed under debt review and will gain immediate legal protection in terms of the National Credit Act. A specialist Attorney will be appointed to make your payment plan an order of court.

Step 4 -Clearance Certificate

Once you have completed the process and settled your debt, we will update your creditors and credit bureaus to clear your name. You will then receive a clearance certificate and may apply for new credit, being debt free.

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Get In Touch With Us

Don't let debt hold you back – we're here to help you move forward.

071 393 9461

info@vivadebt.co.za

Johannesburg

We will call you back

We'll guide you to a debt-free future.

Our Debt Counsellors are registered with the NCR (National Credit Regulator) and make use of registered Attorneys to finalise the process. Debt Review is a formal legal restructuring process governed by the National Credit Act. Should you have any questions, kindly contact us.